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I had to get my bank to show that both cards belonged to me.Pros of the card - you can pay with a debit card, no extra fee and funds are available next day.

But the cash you receive comes from your credit line and thus incurs interest, which begins accruing immediately. In this card’s case, the fee is 5% (min ) and the interest rate is 36% can use your card at ATMs to get a cash advance.

You will need to obtain a cash advance PIN from First Premier if you haven’t made this type of transaction before.

Are you having trouble making purchases, a cash advance or both?

It may just be that some pending transactions are tying up your available credit or that a bill payment has not yet been credited to your account. Without revealing any personal information, of course.

You can learn everything you need to know from our guide on the topic, here: https://wallethub.com/edu/credit-card-cash-advance/25829/.

Basically, a cash advance entails using your credit card like a debit card at an ATM.That means you could withdraw up to initially and up to 0 later on.However, keep in mind that you will be charged a 5% cash advance fee, and the amount that you withdraw will immediately begin accruing interest at a rate of 36%.It’s not worth incurring such costs for anything but the biggest financial emergencies.At least you will be able to save a bit of money on ATM-owner fees by using one of 24,000 surcharge-free locations: https://firstpremier.com/locations/ .This was my first credit card and thanks to them I have built a better score. My advice is make SURE you read their terms, and/or talk to a live agent.