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Adjusting data for seasonality evens out periodic swings in statistics or movements in supply and demand related to changing seasons.By using a tool known as Seasonally Adjusted Annual Rate (SAAR), seasonal variations in the data can be removed.Russell Karnap [email protected]_ (mailto:[email protected]) Ooops! Yes, we can use the regular term preferences but that means I have to roll to new term codes each time our net dating seasons change.

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For example, if you live in a climate with cold winters and warm summers, your home's heating costs probably rise in the winter and fall in the summer.

You reasonably expect the seasonality of your heating costs to recur every year.

In 2014, Wal-Mart anticipated hiring approximately 60,000 employees to help offset the increased activity expected in stores.

This determination was made by examining traffic patterns from previous holiday seasons and using that information to extrapolate what may be expected in the coming season.

Seasonal credit is offered to firms that experience seasonal swings in their cash flow.

This allows them to continue operating smoothly during months when there may be little or no income.Similarly, a company that sells sunscreen and tanning products within the United States sees sales jump up in the summer but drop in the winter.Large retailers, such as Wal-Mart, may hire temporary workers in response to the higher demands associated with the holiday season.Seasonal credit is any type of credit arrangement that permits corporate borrowers to consistently pay their overhead and other expenses despite seasonal components of revenue generation.Seasonal credit is usually presented as a line of credit and then becomes classified as revolving credit.Once the season is over, a number of the temporary employees will be released as they are no longer needed based on the post-season traffic expectations.